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Both Medical and Personal Injury Protection pay for medical expenses for you or your passengers resulting from an accident, regardless of who is at fault. You will want to choose either Medical coverage or PIP. You may usually choose limits of $2500, $5,000, or $10,000. Whatever limit you choose, it applies per person.

Personal Injury Protection(PIP) - can pay reasonable medical and funeral expenses. PIP can additionally pay wages if you have to miss work due to the injuries. It can also pay for injuries while walking or riding a bicycle caused by a vehicle.